Financial Readiness
Personal financial management training covering TSP (Thrift Savings Plan), BAS/BAH, SCRA protections, predatory lending, debt management, emergency savings, tax advantages, SBP (Survivor Benefit Plan), and military pay basics. Based on DoDI 1342.27.
What DoD Instruction governs the Personal Financial Management Program?
What is the Thrift Savings Plan (TSP)?
What are the TSP fund options?
What is the Blended Retirement System (BRS) and how does TSP matching work?
What is the maximum TSP contribution limit for 2026?
What is the difference between Traditional and Roth TSP contributions?
What is Basic Allowance for Housing (BAH)?
What is Basic Allowance for Subsistence (BAS)?
What is the Servicemembers Civil Relief Act (SCRA)?
How does the SCRA 6% interest rate cap work?
What SCRA protections exist for lease termination?
What is predatory lending and what are its warning signs?
What does the Military Lending Act (MLA) provide?
What types of financial products are common predatory lending traps near military bases?
What is the recommended size of an emergency fund?
What is the Survivor Benefit Plan (SBP)?
What happens if a service member does not elect SBP coverage?
What is Servicemembers' Group Life Insurance (SGLI)?
What is Veterans' Group Life Insurance (VGLI) and when should you consider it?
What tax-free pay and allowances do military members receive?
How does combat zone tax exclusion (CZTE) work?
What is the military pay chart based on?
What is the SAVE plan for military members with student loans?
What is the Public Service Loan Forgiveness (PSLF) program and how does it apply to military?
What free financial counseling resources are available to military members?
What is the AER, AFAS, NMCFA, and CGMA?
What are the consequences of financial irresponsibility for military careers?
What is the debt-to-income ratio and why does it matter?
What should you do before making a major purchase (car, home) as a service member?
What is the VA Home Loan benefit?
What is the difference between the legacy 'High-3' retirement system and BRS?
What is BRS continuation pay?
What is MilTax?
What are the rules for the TSP loan program?
What should military members know about power of attorney before deployment?
What is the Family Servicemembers' Group Life Insurance (FSGLI)?
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